The Chief's Blog

You’ve built your cash flow forecast. It looks solid. Money in, money out—no surprises ahead.

Except…business never goes perfectly according to plan.

A big customer delays payment. A critical piece of equipment fails. Sales drop during an unexpected slow season. Suddenly, your forecast becomes wor...

It’s Friday afternoon. Your supplier wants payment today. Payroll is next week. Your biggest customer’s invoice payment still hasn’t cleared into your bank account.

Sound familiar?

For small business owners, cash flow crunches often come with time pressure and high stakes. One wrong move—like payi...

Picture this: Your restaurant was packed last weekend. Your hotel rooms are mostly booked. Customers rave about your service.

So why does your bank account still feel empty?

Running a hospitality business is a high-wire act—where profit and cash flow often tell two different stories. It’s painfull...

Imagine this: You’re checking your accounting software, feeling relieved that your P&L shows a healthy profit. But then your bank account balance tells a different story—it’s dangerously low.

How can this happen?

It’s a harsh truth many founders learn too late: your accounting system and your cash...

“We’re fine — I check the bank balance every week.”

It’s one of the most common phrases I hear from business owners when we start talking about cash flow. For many founders, looking at the recent inflows (sales, invoices paid) and outflows (bills, payroll, rent) feels like enough.

And it is a good...