The Chief's Blog

Cash flow can make or break a business. Even if you're profitable on paper, poor cash flow can leave you scrambling to make payroll or cover essential expenses.

But here’s the good news: you don’t need a full-time finance team to stay on top of it. With a tool like ChatGPT, you can analyze your cas...

Why Your Beliefs About Money Might Be Hurting Your Business

You might have the spreadsheets. The software. Even the accountant.

But if you’re still avoiding your cash flow—or constantly caught off guard by it—the real issue might not be tools or tactics.

It might be your mindset.

The way you thi...

Keep Your Finger on the Pulse Without Getting Lost in the Weeds

Your business is growing. Customers are coming in. Opportunities are everywhere.

But behind the scenes, cash flow can quietly make—or break—your next move.

Smart founders know that managing cash flow isn’t just the accountant’s job. ...

I love The Bear in Disney+. If you haven't seen it, check it out. This is the third in three part series where The Bear showcasing exactly how a business cash flow is critical for success. 

“They changed the terms again. Now we’re only getting half the order.” — Carmy, The Bear, S4E2

Running a res...

I love The Bear in Disney+. If you haven't seen it, check it out. This is the second in three part series where The Bear showcasing exactly how a business cash flow is critical for success. 

“They changed the terms. Again.” — Carmy, The Bear, S4E2

Running a restaurant—or any hospitality business—i...

I love The Bear in Disney+. If you haven't seen it, check it out. 

“I’m not trying to scare you. I’m trying to save you.” — Uncle Jimmy, The Bear, S4E1

Season 4 of The Bear kicks off with a visceral reminder that restaurants—and all hospitality businesses—live and die by cash flow. In the episode ...

So you’re building a business in Australia—and like every founder, you’ve hit that moment where cash flow alone just won’t cut it.

Maybe you’re launching a new product. Expanding interstate. Hiring your first employees. Or simply need breathing room after a tough quarter.

The good news? Australia ...

You’ve built your cash flow forecast. It looks solid. Money in, money out—no surprises ahead.

Except…business never goes perfectly according to plan.

A big customer delays payment. A critical piece of equipment fails. Sales drop during an unexpected slow season. Suddenly, your forecast becomes wor...

It’s Friday afternoon. Your supplier wants payment today. Payroll is next week. Your biggest customer’s invoice payment still hasn’t cleared into your bank account.

Sound familiar?

For small business owners, cash flow crunches often come with time pressure and high stakes. One wrong move—like payi...

Picture this: Your restaurant was packed last weekend. Your hotel rooms are mostly booked. Customers rave about your service.

So why does your bank account still feel empty?

Running a hospitality business is a high-wire act—where profit and cash flow often tell two different stories. It’s painfull...

Imagine this: You’re checking your accounting software, feeling relieved that your P&L shows a healthy profit. But then your bank account balance tells a different story—it’s dangerously low.

How can this happen?

It’s a harsh truth many founders learn too late: your accounting system and your cash...

“We’re fine — I check the bank balance every week.”

It’s one of the most common phrases I hear from business owners when we start talking about cash flow. For many founders, looking at the recent inflows (sales, invoices paid) and outflows (bills, payroll, rent) feels like enough.

And it is a good...